Insurance Aioi Nissay Dowa
100% comprehensive
Fully Comprehensive insurance with Aioi Nissay Dowa for duration of vehicle movements
Your vehicle is automatically insured
How the insurance works
In partnership with the insurance group Aioi Nissay Dowa,
all movements booked through the DriiveMe platform benefit from fully comprehensive insurance
For every DriiveMe movement, the Aioi Nissay Dowa insurance replaces the annual insurance of the owner
You have no action to take
In case of an accident, it is the insurance provided by DriiveMe that intervenes,
allowing the owner to be fully covered
without any risk of incurring a penalty
Guarantees of the insured car
Loss of or Damage to the Insured Vehicle
| Damages to the vehicle from an accident | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
| Fire, lightning, storm | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
| Theft or theft attempt | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
| Malicious damages | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
| Vandalism | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
Liability to others
| Liability to Others – Bodily Injury | Unlimited |
| Liability to Others – Property | 20,000,000 |
| Damage | 20,000,000 |
List of excesses for the driver
| Damage, fire and theft | £500 |
| Windscreen | £500 |
Eligibility
Eligibility: Usage
| The insurance is only effective during the dates of the mission |
| The driver must be a professional driver registered on DriiveMe |
| The vehicle usage is strictly for completing movements booked through the DriveMe platform |
| The driver must not sub-rent the vehicle |
Eligibility: Driver
Full UK licence for 3 or more years, CCJs Required to be clean for the last 5 Years, No At Fault claims in the last 3 Years.
All minor convictions are acceptable subject to no more than 6 points but no major convictions in past 5 years.
Restriction of age bands to specific ABI vehicle groups include:
| ABI Groups from 40 & Over are limited to drivers ages 30 & over |
| ABI Groups from 17 to 39 are limited to drivers aged 25 & over |
| ABI Groups from 1 to 16 are limited to drivers ages 20 & over |
| Maximum ages is 74 on all ABI groups |
Major convictions include:
| Theft or unauthorised taking UT |
| Drink or Drugs DR or DG |
| Dangerous Driving DD |
| Driving whilst disqualified BA |
| Driving whilst uninsured IN |
| Accident Offences AC |
| Careless Driving CD |
| Licence Offences LC30-50 |
| Miscellaneous MS50-90 |
| Mutual Recognition MR |
| Special Code/Totting Up TT |
| CU50 (Causing or likely to cause danger by reason of load or passengers) |
| No driving ban |
| No more than 2 minor convictions in past 4 years |
| No more than 6 penalty points in past 4 years |
